Bikers don't pay for themselves - the average SGI payout for a car accident is $27K but the average for an accident involving a motorcycle is $156K! Out of that $141K is medical on average, paid out for things like surgeries, rehabilitation, replacement of income while off work, etc. This is part of the reason I pushed to force people to wear proper gear when I was on the motorcycle review committee. Why should we pay for the idiots who ride in shorts and tee-shirts?
This all came about because SGI got better software somewhere around 2009, and that allowed them to break down their accident statistics a lot more ways than they used to be able to. But now they are also separating the vehicle types in more ways, and therefore they found out that motorcyclists weren't paying nearly as much in registration as SGI was paying out for motorcycle collisions.
The news had cage-drivers all up-in-arms talking about how they shouldn't have to pay extra on their insurance to cover motorcyclists. The fact of the matter is that we are having our rates jacked up to save the average car driver $6 per year on their insurance - that's the amount that the car drivers were "subsidizing" us motorcyclists. Why even bother - it's ridiculous. The whole point of insurance is to spread out the risk. Technically I'm paying into SGI to cover all the people who had accidents - by that same logic why should I pay for them?
SGI should spread the costs for all private vehicle classes out over the complete group of private vehicles, instead of separating motorcycles out. It has almost zero impact on automobile drivers, and they could price motorcycle insurance in such a way as to generate a healthy motorcycle industry in Saskatchewan. 
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